Payment Policy
Last Updated: August 12, 2026
At Three Rivers Vintage, we aim to provide a secure, transparent, and straightforward checkout experience. This Payment Policy explains the payment methods we accept, how transactions are processed, how prices and charges are presented, and how refunds are issued when approved. This policy applies to purchases made through https://threeriversvintage.com and, where applicable, at our boutique at 112 S. Broad Street, Grove City, PA 16127, United States.
Quick Reference
| Topic | Summary |
|---|---|
| Currency | All website prices and transactions are listed and processed in U.S. Dollars (USD). |
| Accepted Online Payments | Eligible credit cards, debit cards, and PayPal, as shown at checkout. |
| When You Are Charged | Payment authorization is required at checkout. Your payment provider may display an authorization or charge when your order is placed and confirmed. |
| Final Checkout Total | Product price, applicable taxes, and shipping costs are displayed before you submit your order. No undisclosed domestic-order fees are added after checkout. |
| Card Data | We do not store full payment-card numbers, expiration dates, or CVV codes. |
| Refund Method | Approved refunds are issued to the original payment method used for the purchase. |
| Refund Timing | After approval, banks and payment providers generally take 3–7 business days to post the refund. |
1. Currency and Pricing
All prices displayed on the Site are in U.S. Dollars (USD). If you are purchasing from outside the United States, your bank, card issuer, or payment provider may convert the purchase amount to your local currency and may charge currency-conversion fees. These conversion rates and fees are determined by your provider and are not controlled by Three Rivers Vintage.
We work to ensure prices are accurate. If an item is listed at an incorrect price because of a typographical, technical, or system error, we may correct the error, cancel the affected order, and issue a full refund for any amount already paid. We will notify you using the contact information provided at checkout.
2. Accepted Payment Methods
We accept secure payment methods made available through our checkout. Available methods may vary based on your location, device, payment-provider settings, and regional availability.
| Payment Method | Description |
|---|---|
| Credit Cards | Eligible Visa, Mastercard, American Express, Discover, and other card networks shown at checkout may be accepted through our secure payment processor. |
| Debit Cards | Eligible debit cards bearing a supported card-network logo may be accepted through our secure payment processor. |
| PayPal | You may pay through your PayPal account or, where PayPal makes the option available, through PayPal guest checkout using an eligible card. |
Note: The payment methods displayed during checkout are the payment methods currently available for your order. We do not accept personal checks, money orders, direct bank transfers, or cryptocurrency unless a method is expressly displayed at checkout.
3. Payment Processing and Authorization
When you submit an order, your selected payment method must be authorized for the full purchase total, including product price, shipping, and applicable taxes. Depending on the payment method and provider, you may see a pending authorization before the transaction is fully posted to your account.
Order Confirmation: After successful authorization and order submission, we will send an order confirmation email that includes your order number, purchased items, total amount, and delivery estimate.
Failed or Declined Payments: If payment authorization fails or is declined, your order will not be processed. You may be asked to use a different payment method or contact your payment provider for assistance.
4. Taxes, Shipping Charges, and Final Checkout Total
Domestic Orders: Applicable sales tax is calculated at checkout based on the shipping address and applicable laws. Shipping costs are also displayed before you submit your order.
International Orders: International shipping charges, if available, are displayed at checkout. Import duties, customs fees, VAT, and similar destination-related charges are generally not included in the order total unless expressly shown at checkout. These charges are the responsibility of the recipient. Please review our Shipping Policy for additional information.
No Hidden Fees: For domestic orders, the total displayed at checkout — including product price, applicable taxes, and shipping charges — is the amount charged for the order. We do not add undisclosed fees after checkout.
5. Payment Security and Data Protection
Protecting payment information is important to us. Online payments are processed through secure third-party payment gateways using encrypted connections, including SSL/TLS technology.
- Secure Payment Providers: Payment-card data is handled by the applicable third-party payment processor, such as PayPal or another processor used at checkout.
- No Full Card Storage: Three Rivers Vintage does not store your full card number, expiration date, or CVV code on our servers.
- Payment Security Standards: Our payment providers are responsible for maintaining the payment-security standards applicable to their services, including PCI DSS requirements where applicable.
For more information about how we handle personal information, please review our Privacy Policy.
6. Fraud Prevention and Payment Review
To help protect customers and prevent unauthorized transactions, we may use automated or manual fraud-screening measures. If an order is flagged for review, we may temporarily delay processing while we verify the transaction.
If additional verification is necessary, we may contact you using the email address or phone number provided at checkout. We may ask you to confirm order details, billing information, or purchase intent. We aim to complete routine reviews within 1–2 business days.
If we cannot verify a transaction, or if we reasonably suspect fraud or unauthorized activity, we may cancel the order and issue a refund for any payment collected. To help avoid unnecessary delays, please ensure that your billing address matches the address on file with your payment provider.
7. Refunds and Credits
When a refund is approved under our Return & Refund Policy, it is issued to the original payment method used for the purchase. We cannot issue a refund to a different card, account, or payment method unless required by law or agreed in writing for an eligible in-store cash transaction.
Once we process an approved refund, banks and payment providers generally require 3–7 business days to show the credit in your account. Processing time may vary by provider.
8. Payment Questions and Charge Disputes
If you have a question about a charge, believe there is an error, or need help with payment, please contact us before starting a formal dispute with your payment provider. We will review the issue in good faith and work to resolve it promptly.
To report a payment concern, email support@threeriversvintage.com or call +1 (724) 264-4138. Please include your order number, the email address used at checkout, and a description of the issue.
Initiating a dispute does not remove your rights under applicable law. However, contacting us first can often help us resolve a payment concern more quickly.
9. Contact Information
If you have questions about payment, billing, checkout, or refunds, please contact our support team:
- Email: support@threeriversvintage.com
- Phone: +1 (724) 264-4138
- Support Hours: Wednesday–Saturday, 11:00 AM–5:00 PM ET
- Response Time: We aim to respond within 1–2 business days.
- Store Address: 112 S. Broad Street, Grove City, PA 16127, United States
10. Business Information
- Trading Name: Three Rivers Vintage
- Website: https://threeriversvintage.com
- Business Address: 112 S. Broad Street, Grove City, PA 16127, United States
- Email: support@threeriversvintage.com
- Phone: +1 (724) 264-4138
11. Policy Consistency and Cross-Reference
This Payment Policy should be read together with our Return & Refund Policy, Shipping Policy, Privacy Policy, and Terms of Service. In the event of a conflict between this page and general statements elsewhere on the Site, this Payment Policy governs payment-related matters.
12. Policy Changes and Updates
Three Rivers Vintage may update this Payment Policy from time to time to reflect changes in payment methods, operational practices, legal requirements, or customer-service procedures. Any update will be posted on this page with a revised “Last Updated” date. Your continued use of our website or store after an update becomes effective constitutes acceptance of the revised policy.
Last Updated: August 12, 2026
