Payment Policy

Last Updated: June 26, 2026

At Three Rivers Vintage, we are committed to providing a secure, transparent, and convenient checkout experience. This Payment Policy outlines the payment methods we accept, how we handle transactions, and our security practices.

By completing a purchase on threeriversvintage.com, you agree to the terms outlined in this policy.

1. Accepted Payment Methods

We accept the following major credit and debit cards, as well as secure digital payment options, for all online orders:

Credit/Debit Cards: Visa, Mastercard, American Express, and Discover.
Digital Wallets: PayPal, Apple Pay, and Google Pay.

Note: For in-store purchases at our Grove City, PA location, we accept all major credit/debit cards and cash.

2. Currency & Pricing

Currency: All prices listed on our website are in US Dollars (USD). All transactions will be processed in USD. If you are shopping from outside the United States, your bank or credit card issuer will determine the exact exchange rate and may charge a foreign transaction fee.
Price Accuracy: The total price displayed at checkout is the final price you will be charged. We do not add hidden fees or surprise charges after your order is placed.
Taxes: Applicable sales tax will be calculated and added to your order total at checkout based on your shipping destination and local tax laws.

3. Payment Processing & Authorization

When You Are Charged: Your payment method will be charged immediately upon successfully placing your order at checkout.
Authorization Holds: When you place an order, our payment processor may place a temporary authorization hold on your card to verify funds. If your order is cancelled before processing, this hold will be released, though it may take a few business days for the funds to appear back in your account, depending on your bank.
Order Verification: To protect against fraud, all orders are subject to verification. We reserve the right to cancel any order that fails our security checks or appears suspicious. If your order is cancelled for security reasons, you will be notified via email, and a full refund will be issued immediately.

4. Payment Security

Your security is our top priority. We implement industry-standard measures to ensure your financial information is protected:

SSL Encryption: Our website uses Secure Socket Layer (SSL) encryption to protect your personal and payment information during transmission. You can verify this by looking for the padlock icon in your browser’s address bar.
PCI Compliance: We do not store your full credit card number or payment details on our servers. All transactions are processed securely through trusted, PCI-DSS compliant third-party payment gateways (e.g., Stripe, PayPal).
Data Protection: We only receive confirmation of payment and the last four digits of your card for record-keeping and refund purposes.

5. Refunds & Credits

If you are eligible for a refund according to our Return & Refund Policy, the following terms apply:

Original Payment Method: All approved refunds will be credited back to the original payment method used at checkout. We cannot issue refunds to a different card or account.
Processing Time: Once we process a refund on our end, please allow 3–7 business days for the funds to appear in your account. The exact timeframe depends on your bank or credit card issuer.
In-Store Purchases: For items purchased with cash in our physical store, refunds will be issued via store credit or an alternative electronic payment method, as we do not keep large amounts of cash on the premises.

6. Payment Disputes & Chargebacks

We kindly ask that if you have an issue with your order — whether it concerns delivery, item condition, or a refund — you contact us first at support@threeriversvintage.com. We are committed to resolving issues fairly and promptly.

Filing a chargeback with your bank without contacting us first may delay the resolution process. If a fraudulent chargeback is filed, we reserve the right to dispute it and provide evidence of the transaction and delivery to the issuing bank.

7. Contact Us

If you have any questions or concerns regarding your payment, please reach out to our support team:

mail: support@threeriversvintage.com
Phone: +1 (724) 264-4138
Support Hours: Tuesday – Wednesday, 11:00 AM – 5:00 PM ET
Response Time: We aim to respond to all privacy-related inquiries within 1–2 business days, and to all data rights requests within 30 days.
Primary Operating Address: 112 S. Broad Street, Grove City, PA 16127, United States
Registered Legal Office: 3002 E BRIDGEPORT AVE, SPOKANE, WA 99207-5708, United States
Trading Name: Three Rivers Vintage
Legal Name: SENSKE CPAP SUPPLY INCORPORATED